What types of insurance can I get with Superhero Super?

There are two different types of insurance available to members of Superhero Super:

1. Death Insurance (also referred to as Life Insurance): Provides a lump sum benefit if you die or are diagnosed with a Terminal Illness.
2. Death and Total Permanent Disablement (TPD) Insurance: Provides a lump sum benefit if you die, suffer a Total and Permanent Disablement or are diagnosed with a Terminal Illness.

When you sign up to Superhero Super, you will be asked to confirm or opt out of our default insurance cover offering, which includes up to $250,000 of Death and Total Permanent Disablement (TPD) Insurance. 

Once you have completed our insurance questionnaire and opted into default insurance or opted out of insurance, you will be able to see your selection in your Superhero Super account.

For full details please read the Superhero Super Insurance Guide.

If you are a member of Superhero Super’s Employer Default option (Superhero MySuper) please read the Superhero MySuper Insurance Guide for insurance cover information, as cover is different to the above.

If you are a previous member of Smartsave, your insurance cover will be according to the Smartsave Insurance Guide.