Diversification is one of the most common tips given to beginner investors but what does it really mean and why is it important? What does diversification mean? Investing in anything comes with risk. Diversification is a strategy meant to balance risk by spreading your money across various asset classes. Simply put, it’s a matter of […]
Right now there’s a lot of chatter about inflation rising both in Australia and abroad. But what is it and how might it impact your portfolio? What is inflation? In a nutshell, inflation refers to how the price of things change over time, with costs generally increasing over time. Think about it. Fifty years ago, […]
If a company does well, its board of directors might distribute some of the profits to shareholders. This is known as a dividend and comes over and above any share price appreciation. Dividends are typically paid regularly – be this quarterly, biannually or annually. However, not all shares pay dividends. They aren’t guaranteed either, even […]
The Superhero online trading platform and mobile app allow you to trade ASX and U.S. stocks and ETFs in the one place. The U.S. stock market presents a lot of investing opportunities, and Apple (the largest company in the world) is larger than the entire Australian stock market combined! With Superhero you have access to […]
Do you put money in a savings account or term deposit? If so, you’re an investor. You might not think of this as investing, because the return is guaranteed (aside from the incredibly unlikely event the bank collapses and you’re not protected by the Financial Claims Scheme). But it is investing, because you’re handing over […]
When you invest in the share market, you have the potential to enjoy strong returns, particularly over the long-term. But you can’t expect to gain rewards without taking some risk. Historically, the main share markets in Australia and the US have gone up over the long-term. As the 2020 Vanguard Index Chart shows, between 1990 […]
What is investing? Investing is the act of committing money or capital to an asset, security, or venture with the expectation of generating a positive return or profit over time. In other words, the goal of investing is to get out more than you put in. It involves allocating resources in such a way that […]