Your Superhero Wallet is your personal cash management account. This is where you can hold uninvested cash, see all your trading activity, and where any income or investment distributions you’ve received are deposited.

Available Funds are funds that can be immediately used for trading. Learn more about your Superhero Wallet.

Unsettled Funds are funds used to buy and/or sell orders on your account that have been executed but have not yet settled.

• You can use unsettled funds on sell orders to trade
• You can not use unsettled funds on buy orders to trade

Learn more about your Superhero Wallet.

These are funds withheld from your account in order to fulfill pending buy orders, or declared, but not yet paid, dividends. 

Funds may also be restricted if you elected to participate in corporate actions (e.g. share purchase plans, entitlement offerings). 

If you recently deposited funds to your Superhero wallet using BPAY, these funds will be restricted from withdrawal, but you can use the funds to trade at any time. BPAY deposits are restricted for five calendar days. PayID deposits are not restricted by Superhero but you may experience a 24 hour delay before your bank deposits funds to your Superhero wallet.

Total Cash is the amount of funds available to be transferred to your bank account. Learn more about your Superhero Wallet.

Unsettled Funds are funds used to buy and/or sell orders on your account that have been executed but have not yet settled.

• You can use unsettled funds on sell orders to trade
• You can not use unsettled funds on buy orders to trade

No, you cannot make trades unless you have enough available funds in your Superhero Wallet to cover the trade.

No, Superhero does not currently pay interest on cash held in your Superhero Wallet.

No, you do not need to maintain any cash in your Superhero Wallet to keep it active.

No, Superhero does not currently offer any lending or credit facilities to members. You can only trade with Superhero using your own funds.